Actuarial Services

We provide high quality and value adding actuarial solutions to enable our clients to meet their goals.

Who we are


Xivoni is an actuarial consulting firm started in 2016. Xivoni means mirror in Xitsonga. This word encompasses the idea of people working together to fulfil a common goal.

We believe in walking with our clients to understand their problems, develop long-lasting solutions and to communicate effectively so that the solutions are successfully implemented. Xivoni is a 100% black youth owned (25% black
female owned) and controlled company.

Our Services



License application
Head of actuarial function
Regulatory returns
Risk management including the ORSA
Advisory Services
Training on Microinsurance.

Actuarial Consulting

Actuarial valuations on all bases
IFRS17 development
Embedded value calculations
Value of new business calculations
Product development and pricing
Actuarial modelling 

Data analytics and performance optimisation

Data analysis to draw insights that are useful for improving performance.
Research to understand better the customer needs and behavior so as to tailor solutions to those needs.

Enterprise Risk Management

Risk management frameworks
Quantitative and qualitative assessments
Internal auditing
Own risk and solvency assessment (ORSA)

Balance Sheet Management

Assess suitability of company’s corporate structure
Corporate finance
Project finance

Damages and compensation calculations

Estate claim calculations
Loss of income and support calculations

Our Clients