About Us

Company History

Xivoni is an actuarial consulting firm started in 2016. Xivoni means mirror in Xitsonga. This word encompasses the idea of people working together to fulfill a common goal.

Xivoni is a 100% black youth owned (25% black female owned) and controlled company.

We are BEE compliant with a level 1 status and the highest possible procurement of 135%. 

Our Vision

To become the preferred actuarial consulting firm on the African continent.

Our Mission

We provide high quality and value adding actuarial solutions to enable our clients to meet their goals.

Our Beliefs

“Without deep reflection one knows from daily life that one exists for other people” – Albert Einstein.

Why Choose Us

We listen to our clients to understand the problem and do not presume anything.

Meet The Partners

Melusi Baloyi (FASSA, FeASK)

BSc Actuarial Science (Cum Laude) University of Pretoria

Melusi is a Partner and Co-founder and managing director of Xivoni Actuaries and Consultants. He has over 9 years’ experience in the life insurance, funeral insurance and reinsurance industry. Melusi has been a lead in assisting clients with a business plan required for the microinsurance application process and is well equipped to help the client with this process. Melusi has led teams of senior actuaries and managing complex projects under time pressure and has delivered on time and under budget. He has experience working with actuaries in North America, South-East Asia, Europe and Africa. He has vast experience managing expectations of senior management, such as CFOs, CEOs as well as presenting to the Board.

Useful Links
Financial Services Conduct Authority
Prudential Authority
Actuarial Society of South Africa